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It’s a sad statistic, but hundreds of animals are hit by cars every year in Nova Scotia. Animals like deer can appear seemingly out of nowhere and take even the most cautious drivers by surprise. That’s why you should know and follow these five steps if you hit an animal with your car.

Your dog may be your best friend and part of the family, but it’s also considered your property. That’s why owning a dog can affect your home insurance. Here’s what dog owners need to know when it comes to house insurance.

Life insurance policies are designed to financially help your loved ones after your death. However, you can also benefit from your policy while you’re still living. Life insurance policies have value, and you can access that value to get cash in an emergency, buy a home or pay for education. Here are five ways you can realize the benefits of your life insurance policy in your lifetime.

Online shopping is more popular than ever, and that also goes for buying new or used vehicles. Buying a car online has many advantages, including the speed and convenience of choosing a car without leaving the comfort of your home. Follow these five tips to ensure you get a real deal and not a dud.

If other people drive your car on a regular or part-time basis, you must include their names on your auto insurance policy. If you don’t, you’re putting your driving record at risk and could face insurance rate increases. Here are the answers to some common questions people ask about adding other drivers to their car insurance policy.

An insurance policy is no easy read. It’s full of jargon and legal terms, so it’s no surprise that most policyholders don’t fully understand their contracts with their insurance companies. If you have a policy or are looking to buy one, here’s some helpful information on how to read and better comprehend the contract.

If you’re in your twenties or early thirties, in your first job or just graduated from university or college, you may think of insurance as an unnecessary expense. However, buying insurance at a young age has many advantages, some of which you’ll experience now and others later in life. Here are some types of insurance that are particularly beneficial to young people.

If you live in an apartment or condo, you may think tenant’s insurance, or renter’s insurance, is an unnecessary expense. However, investing in tenant’s insurance can save you money in the long run. When choosing a policy, it’s essential to know what’s covered and what isn’t, so you can make an informed choice and get the best possible coverage.

Insurance companies classify driver premiums according to driving habits. The best drivers get the lowest premiums, while those classified as high-risk pay the most. Here’s how insurance companies categorize drivers and how you can tell if you’re a high-risk driver.

Excessive moisture can damage your home. One of the harmful effects of high humidity is attic rain, which occurs when moist attic air condenses on the underside of the roof and freezes. When temperatures rise, the ice melts, and the resulting water can damage studs, insulation and drywall. Here’s what homeowners can do to prevent attic rain.

You can’t put a price tag on a human life, but life insurance and living benefits insurance can be a safety net for a family, replacing lost income if a working parent dies. But losing a non-earning family member can also have significant financial impacts. Here’s why stay-at-home parents should also have life insurance.

No parent wants to think about the death of their child. However, buying life insurance for your children has many benefits that can help them throughout their lives. Here are some reasons to buy a life insurance policy for your child.

Water damage is a significant threat to your home, whether from rain, melting snow or underground water lines. Many homeowners mistakenly assume their water and sewer lines are the municipality’s responsibility. However, this isn’t always the case, and you could be stuck with a massive clean-up and repair bill if you don’t have the right home insurance coverage. Here’s what you need to know.

Your tires are a vital safety feature in your car, and keeping them in top condition ensures your vehicle handles well and runs efficiently. It’s good practice to have your tire treads checked after every thousand kilometres of driving. The wear patterns of the treads can tell you a lot about the state of your tires and alert you to issues with your vehicle. Here’s what your tire tread patterns can tell you.

A life insurance policy has value, and you don’t have to wait until you die for the benefits. You may want to sell your policy now if you need cash or can’t afford the premiums. However, selling your policy to a third party is banned in Nova Scotia. So how do you recoup your investment now? Here’s what you need to know.

Home security technology has exploded recently, with an expanding array of connected devices that immediately notify you if something’s wrong. Here are six devices that can make your home more secure.

People usually purchase life insurance to help support their spouses and children if they die. However, adult children can also buy life insurance for their elderly parents if they meet certain conditions. Here’s how you can purchase life insurance on behalf of your mom or dad.

Bicycle theft is a fact of life in most cities. Merely locking up your bike when you’re not using it won’t deter a motivated person with a set of bolt cutters. If you’re a bicycle owner, follow these steps to make it more difficult for thieves to snatch your ride.

In 2022 we’re witnessing the highest gasoline prices in history, with peaks reaching over two dollars per litre. While you can’t control fuel prices, you can control how much you consume. Following these driving techniques will help you economize on gas and may also reduce your car insurance premiums.

Mistakes can be costly, and that’s especially true when it comes to buying home and car insurance. People make common missteps when purchasing insurance policies that can affect their coverage and disqualify them from making a claim. When choosing an auto or home insurance policy, avoid these pitfalls.

Finding life insurance if you have an illness can be challenging, but it’s not impossible. People who’ve had cancer, diabetes or high blood pressure can still obtain life insurance to support their families in the event of their death. Here are some tips for securing life insurance if you have a pre-existing health condition.

The COVID-19 pandemic has taken the lives of more than 43,000 Canadians, and that number will undoubtedly rise. So, it’s no surprise the pandemic has led to an increase in Canadians purchasing life insurance policies. Many also wonder if their policies will protect them if they become ill with the virus. Here are answers to some common questions about COVID-19 and life insurance.

Catalytic converter theft has become a chronic problem in Nova Scotia, with Halifax Regional Police and Nova Scotia RCMP reporting an increase in incidents. In Nova Scotia, the RCMP recently arrested a person concerning the theft of 90 catalytic converters. Here’s some helpful information on how to protect your vehicle from catalytic converter theft.

Climate change has caused an increase in the number of severe storms, which in turn leads to flooding due to torrential rainfall. Flooding can destroy homes and ruin treasured personal possessions. The good news is that homeowners can make landscaping choices that could protect their homes from heavy rains and overland flooding. Here are some strategies you can use.

Vintage cars and collector hot rods are different from your average, commuter vehicle. For instance, they aren’t used for running errands around town. These precious relics are only driven occasionally and remain safely stored most of the year. Unsurprisingly, they require special car insurance coverage. Here’s a look at how classic car insurance works and what kinds of vehicles are eligible for it.

If you’re shopping for car insurance, you may have heard the term full coverage insurance. Contrary to what you may think, it doesn’t refer to a single type of insurance. Instead, it refers to a combination of insurance coverages that provide you with the most complete protection in situations involving your vehicle. Here’s what you need to know about full coverage car insurance.

Have you ever heard of gap insurance? Do you know what it is and whether you should buy it? Although it isn’t for everyone, gap insurance can help you avoid paying through the nose if your vehicle is totalled or stolen and you still own money on your car loan. Here’s what you need to know about gap insurance.

As the days grow longer and temperatures rise, spring is well on its way. Given the change in season, the rain will increasingly replace snow as the predominant form of precipitation. Although usually easier to drive in than snow, rain-filled roads should not be underestimated. Here are five safety tips to keep in mind when driving in the rain.

Purchasing a life insurance policy not only provides peace of mind to you and your loved ones but is an essential part of a sound financial plan. For example, if your life insurance claim is denied, it can have a devastating impact on your family’s financial future. Here are five common reasons why insurers deny claims.

The purpose of life insurance is to financially support the policy owners’ human loved ones after they die. As such, even though you may consider your pet a beloved part of the family, Fido cannot be named an official beneficiary. However, there are a few things you can do when purchasing a life insurance policy in Nova Scotia to ensure your pets are taken care of after you’re gone.

With credit card bills, a mortgage, utilities and car payments, you may feel that purchasing a life insurance policy is an unnecessary expense you can’t afford. However, life insurance policies have a variety of potential benefits for young working families. Here are five ways a life insurance policy can benefit you.

Halifax firefighters respond to an average of 10 dryer fires every year. Although some fires result in minor smoke damage, others can destroy entire homes. Maintaining and caring for your dryer can help prevent you from making a home insurance claim that could increase your future premiums. Here are seven dryer maintenance tips.

Thanks to the pandemic, many organizations have incorporated work-from-home solutions to keep their operations running. While remote work has many advantages, it also poses several challenges.

The risk of you needing to file a home insurance claim significantly increases during the winter months. Extreme weather events such as blizzards and ice storms combined with increased use of home heating devices pose dangers to homeowners. The good news is, there are things you can do to make your home safer. Here’s what you should do to prepare your house for winter.

Nova Scotia is no stranger to hurricanes. Storms with high winds and heavy rains can destroy homes and businesses. When Hurricane Matthew hit Nova Scotia in 2016, the storm inflicted $7.6 million in damages.

Simply parking your bike in a garage for the winter can lead to major problems and the need to make repairs. Follow these simple steps to properly prepare your motorcycle for winter storage and ensure that it’s ready for the road come spring.

Any plan to protect your family from financial hardship should include life insurance. While you may consider insurance premiums an unwanted expense, there are ways to pay less and still get the coverage you need. Here are six ways to reduce your life insurance premiums.

According to the Insurance Bureau of Canada, about half of all renters don’t have renter’s insurance. Since it isn’t mandatory, this type of coverage is often overlooked.

Do you use your personal vehicle for business purposes? Or maybe you use a company vehicle for personal reasons? If either of these situations apply to you, it’s possible your auto insurance policy isn’t giving you the protection you need.

Statistics show a critical illness will affect almost three out of every 10 otherwise healthy adults before they reach the age of 65. These illnesses are debilitating physically and can be financially devastating.

When you buy life insurance, you can be sure that your loved ones will be taken care of in the event of your demise. In exchange for making designated payments, also known as premiums, your insurer will pay a death benefit to your beneficiary after you pass away.

Many people overestimate how much life insurance costs. However, not everyone will pay the same amount for it, and lots of variables affect how much you’ll pay.

Mistakes and oversights can happen to even the most experienced professional. That’s why it’s important to have professional liability insurance. It covers expenses if you ever have to face a lawsuit.

Defensive driving is all about implementing safe habits and actively paying attention on the road to avoid a collision. Here’s what you should know about this type of driving.

Having your home broken into, valuables stolen and property damaged can be an ordeal for almost any homeowner, and afterward, some people experience emotional trauma. Here’s what you should know.

Owning a fire extinguisher can help you protect your property and potentially save your life. It’s a safety device that should be in every home and business.

Accidents happen. They can happen at home, on the street or at your place of business. However, if they happen at your business, your company could be on the hook for a big financial loss.

Is your teenager ready to get behind the wheel? If so, there are some things you should know about getting a driver’s licence in Nova Scotia, including how it will impact your auto insurance.

If you think your most important asset is your home or car, think again. If you’re employed, it’s your ability to earn an income that’s most valuable.

Many Canadians look forward to warmer temperatures in the spring. However, rapidly melting snow can lead to flooding. Here are four tips to help you prevent your basement from becoming water-logged as the weather warms up.

Water damage can cause serious structural issues to your property and pose a considerable health risk to you and your family. Here’s what you need to know about the three main types of water damage you may have to deal with and how they relate to insurance claims.

Winter storms can be devastating. In addition to making road conditions hazardous, they often cause serious damage to property.

Having a pipe burst in your home is likely the last thing you want. But if temperatures plummet and the worst should happen, will your home insurance cover the resulting damage? If you’ve ever wondered about this, the answer is: it depends.

Since Canada legalized cannabis, there’s been an increase in concern over drug-impaired driving. This is reflected in the fines for driving while under the influence of cannabis. However, cannabis isn’t the only drug you should avoid taking before getting behind the wheel. 

Your car insurance may offer more protection than you think, especially if you opt for a plan with comprehensive coverage. Here are 10 things you may not know your car insurance covers.

When it comes to house fires, prevention is key. While having functional smoke alarms and a fire extinguisher is a must, it’s just as important for homeowners to do everything they can to prevent fires from igniting in the first place.

Ice damming is one the most common and costly roof problems Canadian homeowners face in winter. Here’s what causes the issue and what you can do to prevent it.

While there are various types of insurance, all are based on the same concept: that of transferring risk from an individual to a collective, thereby shielding individuals from major losses.

In the digital age, every business should have a strategy to counter the threat of cyberattacks. Here are three of the most widespread cybersecurity threats for small businesses and some advice for contending with them.

If you don’t know how insurance claims work, submitting one can be stressful and even confusing. To help clarify the process, this is what’s involved and how to proceed when filing an auto insurance claim.

It’s important for every homeowner to have an emergency preparedness plan that can help ensure their family’s safety should a disaster strike. Here some tips to help put together a plan for your household.

In Canada, a car gets stolen every seven minutes. Even more frequently, vehicles are broken into and valuables are taken.

In the wake of the COVID-19 pandemic, more and more people are working from home. Consequently, the question of whether or not basic home insurance provides enough protection for at-home workers is becoming more pressing.

Distracted driving is a common problem, with over half of Canadians reporting that they use their cellphone behind the wheel. Doing this makes it four times more likely that you’ll get in a car crash, which could have serious consequences for your insurance policy. Here’s what every driver should know.

Dashcams are an increasingly popular device among motorists. Despite being a fairly recent product, they’re already used by 10% of Canadian drivers. In this article, we outline the pros and cons of installing a dashcam.

Historically, insurance premiums have been based on aggregate data that assesses factors such as gender, age, postal code and driving history. Telematics, or usage-based car insurance, offers a more individualized approach to calculating premiums.

A big part of owning a business is protecting it in the hours when it’s vacant and therefore vulnerable to theft and vandalism.

Are you mostly staying off the road right now? Then it makes sense to spend less on car insurance. After all, there’s now a lower chance of you having an accident.

Home insurance is a bit of a misleading term. What we call home or homeowners insurance covers a lot more than just your house and furniture. Here are six little-known coverages that are included in a standard home insurance policy.

Personal umbrella insurance provides you with liability coverage that goes above and beyond what’s offered by your home and auto insurance policies. It thereby protects you against potentially financially devastating claims. Here are a few of the situations in which personal umbrella coverage can be a lifesaver.

Whether you rent it out or use it as a vacation home, a second house tends to cost more to insure than a primary residence. In this article we explain why this is the case and offer a few suggestions for obtaining the best possible policy.

There are a number of things to consider when renting out your property, from how tenants should be screened to what type of insurance coverage is needed. Here are six tips to help first-time landlords navigate their new role.

Vintage homes are undeniably charming, but prospective buyers need to be aware that older homes often cost the most to insure. This is because they tend to carry an increased risk of damage and entail greater repair and maintenance costs. Here are five factors that may affect your home insurance premium if you’re purchasing an older house.

Having the proper business insurance coverage is a critical part of running a successful restaurant. In fact, it can protect your establishment from liability claims that may amount to tens of thousands of dollars. Here are eight types of coverage your restaurant may require. Many of them are included in umbrella policies designed for restaurants.

Not everyone knows this, but if you leave your home unattended without making the proper arrangements, you could be left to pay out of pocket in the event of a damage claim. And this applies even if you’re out of town for just a few days.

In most cases, getting a ticket increases the cost of your car insurance. This is true for the majority of traffic violations; in addition to paying a fine and receiving demerit points, your insurance takes a hit. However, the impact to your car insurance premium varies depending on a few factors.

When you throw a festive party, spreading holiday cheer isn’t your only responsibility. You’re also in charge of keeping your guests safe. Follow these 11 tips to ensure your shindig goes as well as possible.

Homeowners don’t tend to spend their free time poring over the fine print in their home insurance policies. So it’s no surprise that a number of misconceptions around home insurance persist. This article dispels five of the most pervasive ones.

Car buyers often wonder whether newer cars or older cars are cheaper to insure. There’s no simple answer to this question: new cars save you money in some respects, old cars in others. Moreover, it depends largely on what kind of insurance coverage you opt for. Here’s a brief overview of how the age of your car affects what you pay insurance.

It’s an unfortunate fact that people sometimes void their home insurance without knowing it. And when they need to make a claim, they’re shocked to see it denied. Here are three of the most common ways that people unwittingly void their coverage.

It’s an unfortunate fact that being away on holiday makes your home vulnerable to thieves. However, there are a number of precautions you can take that will significantly reduce the chances that your house will be targeted. Here are eight tips for securing your house before going on vacation. 

There’s a lot at stake when you buy a new car. You want to be sure you get the best value for your money and make a choice that you’ll be happy with for years to come. To help ensure you make a wise purchase decision, avoid making these six mistakes when car shopping.

Car insurance rates are straightforward: the higher the risk and the higher the cost to settle claims, the higher the premium.

Home insurance can save you tens or even hundreds of thousands of dollars if your house becomes damaged by harsh weather, floods, fire or is targeted by thieves or vandals.

Driving in a foreign city can be confusing. If you’re planning to drive abroad soon, follow these six tips to ensure you stay safe and have a good experience.

Insurance premiums can differ considerably from one car to the next. When shopping for a new car, you should factor in the costs of insurance. To do this, it’s useful to understand how insurers determine calculate premiums. In addition, knowing which car models are cheaper to insure can make it easier to narrow down your options. Here’s what you need to know.

While not every business needs to be licensed or registered, every business needs to be insured. Many new owners are unsure whether they need permits, registration or licenses for their small business. Those are important questions, because getting business insurance requires complying with federal and provincial regulations. 

If you’re starting a business that doesn’t require registration, licences or permits, you have as much of a right to insurance as any other business. Here’s what you need to know.

Compared to cars, motorcycles are economical, nimble and more fun to drive. However, they also present more risks, as motorcycle riders are more likely to be seriously injured in an accident. That’s why it’s important to have good insurance, and here are five questions you should ask yourself when shopping for a policy.

Homeowners insurance protects your most valuable asset — your home. It compensates you if a leak damages your basement walls, hail wreaks havoc on your roof or a fire burns down your house. Therefore getting the right homeowners insurance for you is critical, and it’s important that you take the time to find the best policy. Here are four tips to keep in mind when shopping for homeowners insurance.

Shopping for insurance starts with shopping for an agent. Whether you’re getting home insurance, business insurance or car insurance, you rely on an agent to navigate the terrain and find a policy that works for you. The question is, who’s the best person for the job?

There are two types of insurance agents you can work with: captive agents or independent agents. There are important differences between how these two agents do business, and generally you’re better served by working with an independent agent. Keep reading to learn why.

Getting a great deal on car insurance is a big plus. But you should be cautious when it comes to cut-rate insurance. If the offer seems too good to be true, very often it is.

It’s essential that you have sufficient insurance coverage for your home. While serious home damage occurs only rarely, it’s better to play it safe. Should the worst-case scenario come to pass, you won’t be faced with heavy financial losses. Therefore, you need to determine how much insurance protection you require for your home’s structure and its contents in the event that your home needs to be entirely rebuilt and your belongings replaced.

In the case of an accident, having the right rental car insurance can save you thousands of dollars. The deciding factor comes down to whether you buy a policy at the rental desk or through an insurance company or broker. The second option is generally your best best bet. Here’s what you should know.

In Canada, you need to have some form of home insurance in order to get a mortgage. However, it’s up to you to decide how extensive you want your coverage to be. A basic policy might only insure your home against fire, while a more comprehensive plan is more likely to protect you against events such as burglaries, arson, floods and severe storms. If you’re purchasing home insurance in Nova Scotia, a comprehensive insurance policy is the smart choice. Here’s why.

There are numerous financial benefits to having a roommate. You can share a lot of household expenses, including the lease, utility bills and internet service. But be careful, it might not be a good idea to share renter’s insurance. If you’re a tenant in Halifax it’s important to understand all available insurance options.

If you own residential or commercial property in Halifax, you must know its value in order to determine relevant expenses, such as the price you’ll need to pay for property insurance. The process of determining property value is called property cost evaluation.

A career in insurance advising is incredibly dynamic and fulfilling. It’s challenging work that requires a real understanding of and willingness to help others. Right about now, you might be asking yourself: “but what makes insurance agents love their job so much?” Well, at Eisenhauer Insurance, we employ agents who have real passion for the work they do for you, the customer. Let our expert staff share some of the reasons why being an insurance agent truly is a fantastic career to pursue.

There’s nothing quite like the feeling of having the wind rush past your face as you ride down the highway on your bike. It’s important, though, that you adhere to the many safety rules and regulations that exist for riders to reduce road accidents. If you’re not careful, motorcycle collisions can end up being catastrophic. Learning how to ride safely is the best way to minimize the possibility of getting into an accident when you’re out on the road. At Eisenhauer Insurance, we do everything we can to provide you with the best possible rates on motorcycle insurance in Halifax, Nova Scotia. The better your driving record, the lower your rates will be. Keep reading to find out more about safe motorcycle riding practices.

If you own a business, you know how difficult it can be when unforeseen events interfere with your workflow. Whether it’s accidents on the job or bad weather slowing down deliveries, any number of different things can affect your bottom line.

Many high-risk drivers wonder if insurance companies can refuse to provide them with auto insurance in Halifax. Unfortunately, the answer is yes.

Are you interested in finding out the market value of your home? While you could hire a professional appraiser, you can also arrive at a good estimate by doing a bit of research and carrying out some basic calculations yourself.

Most people go their entire lives without ever being injured in a car accident. However, it never hurts to be prepared in case the worst should ever happen to you. At Eisenhauer Insurance, we’ll work to find the policy with the best coverage at a price that will keep you and your wallet in good health. Insurance claims can be daunting—let our team of experts walk you through what to expect if you ever get injured in a car accident.

The Chronicle Herald reported recently that condo prices in Halifax had decreased by nearly 10% in 2017 and sales of higher-end condos were increasing. Condo living is attractive to both cash-strapped, first-time home buyers and those who are downsizing from a traditional home. Whether it’s your first experience of investing in real estate or you’re looking to free yourself from some of the responsibilities of home ownership, buying condo insurance protects you in the case of damage or injury occurring on your property. Indeed, if your condo purchase involves a mortgage, your mortgage company will require you to purchase insurance.

Most accidents happen in the home. But what kind of accidents and damage can happen to the home itself? From severe weather conditions to poor workmanship from an amateur contractor, the resulting damage from these worst-case scenarios can leave you feeling financially strained. It’s important to be aware of the different types of damage that can happen to your home and plan accordingly with the right house insurance in Nova Scotia.

As the holiday season approaches, it’s important that you take the proper precautions to ensure the safety and protection of your home. The holidays are a time when families leave the house for weeks at a time. This can be risky in a number of ways, be it leaving the house full of holiday gifts with no one keeping an eye out, or simply leaving your home without taking the proper measures to protect it from the weather. This holiday season let us at Eisenhauer Insurance show you the steps you can take to protect your home.

Renting out your property, whether it’s an apartment, a house, a cottage or anything in between, is a major risk. It’s always important to make sure that you have proper coverage to protect yourself against any risks that come with renting out your home to strangers. Here at Eisenhauer Insurance Inc., we do everything we can to make sure that you stay protected, no matter the situation. Let our experts walk you through what you need to know about the different things that can be covered by your landlord insurance.

There are a lot of things you need to take into consideration when it comes to renting out a piece of your property. Making sure all your paperwork is in order is only half the battle. Despite what your renter agreement says, you still need to do your due diligence before you decide to rent out your building.

Driving can be stressful during the winter months. Snow decreases visibility and tire traction and makes the roads slick. These conditions often slow traffic and facilitate automotive accidents. While there is little you personally can do about the roads or the snow, you can safeguard your vehicle by investing in winter tires.

Many drivers don't give enough thought to their car insurance before signing the agreement. If you are searching for auto insurance in Halifax or elsewhere in Nova Scotia, then it is important that you take the time to assess what you are looking for in a policy. Doing so can save you money and get you exactly the type of coverage you need.

Moving has its fair share of challenges, or as many people would say, far too many challenges! From packing your belongings to selling your home to arranging a moving company; you have a lot to do. Whether you are moving into your own new home or a rental, you must add one more to-do to your list: insurance.

Depending on the location, type of residence and any new belongings you may have, your insurance needs will certainly change. So, do not forget to examine your home or tenant insurance in Halifax before you settle into your new residence.

Surprisingly, the fall season tends to be the source of a number of auto accidents. As the weather starts to change, it is important that you not only stay safe on the road for yourself and others, but also avoid any costly changes in your car insurance in Halifax.

Most people dread having to pay the high premiums for car insurance in Halifax, but they know they need it. What is surprising, however, is that very few drivers comparison shop to make sure they are getting the best deal possible. Insurance premiums can dramatically fluctuate between carriers. If you have not shopped around in a while, now is a good time to see if you really are paying a scary amount for your insurance.

Keeping a roadside emergency kit of supplies in one’s car is both the smart and responsible thing to do for drivers. While carrying an emergency kit year round is sound advice, there are certain adjustments that should be made to make it winter worthy. Public Safety Canada, in cooperation with Transport Canada suggests the following to prepare an emergency kit for your car.

Snow and ice are an inevitable part of winter in Nova Scotia but major ice storms can result in devastating damage to homes and businesses in the province. Does your commercial, house or combined insurance have you protected? Or is it leaving you out in the cold? Keep reading for more info about some common storm damages and the type of coverage that you can expect.

Winter has come to Nova Scotia and that means that most motorcycles will be hidden away in storage until spring. Keep reading for tips on the best way to prepare your motorcycle for storage and the benefits of year-round motorcycle insurance coverage.

Everyone in Halifax knows that driving during winter can be a tricky proposition. The roads are icy, and as a result, road accidents and auto insurance claims are more likely to occur. But there are a few steps that you can take to reduce your risk of an accident and keep your loved ones safe.

Your home is your castle. Your safe haven. Your protection against the freezing cold. But is it ready for winter? Frozen pipes can burst, roofs can leak and sidewalks can get slippery. A lot can go wrong when winter comes to Halifax. Don’t let a weather-related home insurance claim leave you out in the cold. Prepare for the worst of winter with the following tips:

Because people are often looking for the best initial insurance quotes for different insurance policies, they often end up paying premiums to numerous different insurance companies every month. The problem with this strategy is not only the resulting confusion, but the fact that it can cause you to miss out on the advantages of combining your insurance policies with the same insurer.

There are three important benefits to choosing home and auto combined insurance from the Halifax combined insurance brokers at Eisenhauer Insurance that you should definitely consider:

If you are looking for an insurance company in Nova Scotia, you may be weighing your options between a large insurance company, bank, or independent insurance broker. To get the most from your coverage and find a policy that gives you the protection you need, consider the benefits and flexibility of working alongside a broker. Contact Eisenhauer Insurance to speak with our dedicated brokers and get a free insurance quote. Reach us today to find out why our independent insurance services are the ideal option for you.

If you are renting, then your landlord's insurance will protect your home in the case of burst pipes, broken appliances, or damage to the building's physical structure, but there is plenty that it does not cover. At Eisenhauer Insurance we encourage renters living in Nova Scotia to think about tenant insurance from an insurance company that's right for them, as not enough renters realize just how important it is.

People all over Nova Scotia are curious to see whether our government will follow Ontario’s decision to require auto insurance companies to give discounts to drivers using winter tires on their vehicle. The provincial government in Ontario believes that the discount will encourage drivers to use winter tires, reduce the amount of winter accidents and make the roads safer for everyone. Let’s take a closer look at how winter tires could benefit drivers in Halifax.

Business owners face a mountain of challenges daily, ensuring that you have the right having business insurance is critical. At Eisenhauer Insurance, we understand small business, when Bob Eisenhauer founded our insurance company in 1980, he was the only staff member. However, hard work, determination, insurance knowledge and great customer service turned his small business into one of the largest single-office brokerages in Nova Scotia. Today Eisenhauer Insurance is proud to employ 20 skilled and intelligent insurance specialists in addition to the office staff.

The aftermath of a car accident can be stressful to deal with. You may wonder what sort of information you should be exchanging with the other driver. As difficult as it may seem, it is important that you remain calm. Eisenhauer Insurance, a Halifax car insurance broker, has put together instructions to help you after you’ve been involved in a car accident. If you want to deal with a motor vehicle accident as quickly and efficiently as possible, just keep these four steps in mind.

Buying boat insurance is not like buying auto or even homeowner’s insurance. It requires advance planning, especially if you want the best coverage without overpaying.

Do not rely on your homeowner’s insurance policy to cover your boat. While some policies do offer recreational coverage, that does not apply to a vessel. Instead, you need separate coverage for your boat.

Your motorcycle is what you really look forward after the winter. From the speed to the sound to the sheer power, you cannot wait to get out on the open road. One thing you may find yourself not enjoying so much is the insurance premium.

Buying a boat is exciting; but it can be quite expensive. Boats are definitely an investment and like all investments, you want to protect them with the ideal insurance. If you are buying a used boat, including vintage vessels, you want to make sure the vessel is eligible for boat insurance coverage. There are certain features in a boat that can make it uninsurable or worse, you will be stuck with an extremely high premium.

The season to enjoy the great Canadian outdoors is back! Your teen driver has received his or her license and you find yourself worrying about every move they make behind the wheel. With summer come those exciting road trips and a lot more driving. While you and your teenagers enjoy being on the road, you live with the nagging worry about driving safety. Teens are more likely to engage in high-risk driving behaviours the further they venture away from home. To avoid this, you will want to set some ground rules and make sure your teen knows the risks associated with irresponsible driving behaviour.

Riding a motorcycle is not just exciting, it is a great pastime and a big responsibility. Not only do you need to learn how to operate the motorcycle safely, but you must also be aware of keeping other drivers safe while you ride your fancy set of wheels. Not to forget, you need motorcycle insurance in Nova Scotia too.

Acquiring motorcycle insurance is not that much different than getting auto insurance. However, the amount and types of coverage available will vary.

Winter weather conditions pose unique challenges and safety risks for many Nova Scotia drivers. The Canadian Automotive Association (CAA) partnered with Transport Canada and released a brochure listing the top 10 winter driving safety tips drivers need to know:

As a Halifax business owner, you know you need to protect your business with commercial insurance. With so many providers in the market and a range of policies and coverage options, how do you know when you have enough coverage or too little coverage?

General liability insurance is one of the most important layers of protection your business can have. While you may not want to put a dent in your bottom line, you do want to rest assured that your business is adequately protected in the event you are found liable for damages in a lawsuit.

Finding the right business insurance is not an easy task for any Halifax business owner, especially if you have a small business. There are numerous coverage options out there and every company tells you what is considered a “great deal,” but all of that coverage comes at a high price. All too often, business owners ignore the importance of understanding the fine print in their business insurance and only find out their errors when it comes time to file a claim.

Summers months see an increase in car accidents. With more people on the roads and all of the weekend events going on during the warmer months, drivers tend to exhibit more high-risk behaviours.

Your business needs a lot more than positivity to protect you from losses. Sadly, bad things happen to even the best business owners; insurance can protect you from those circumstances. While you may think you do not need commercial insurance in Nova Scotia until you officially open for business, the truth is, you should have insurance in place long before your first customer is in the door.

The Psychology of High-Risk Driving

As you sit in your car while waiting for the red light to turn green, you check your Twitter feed and play with the buttons on your car’s stereo system. Meanwhile, you feel impatient to get going, so you rev your engine and prepare to speed off on your way.

Before you know it, you’ve gunned the engine and screeched through the light, passing slow drivers ahead of you and cutting around them to take over the lane. Why are all the other drivers going that slowly, anyway?

Finding the right insurance policy for your business could seem like something that is tedious, yet necessary. However, with a little groundwork, you can find the best protection for your business, saving you money and stress in the long run.

If you are a first-time apartment dweller, we at Eisenhauer Insurance have provided a blog with some helpful tips and information to get you started in protecting your home.

In the middle of a freezing winter, you have enough to worry about without dealing with a car crash. When the roads get icy and the cars start sliding, how do you drive safely through the cold?

Although you can’t always avoid incidents while you drive in the winter, there are still several ways you can work to get yourself and your car home in one piece. Keep your car insurance premiums down and your passenger’s safe with these winter driving tips.

From an insurance standpoint, there are two types of drivers: high-risk and low-risk. If an insurance company labels you as a high-risk driver, it means insuring you is risky because of your driving record or even your experience.

We use insurance to protect what matters most to us. Whether it's our home, our car, or the well-being of our families, insurance enables us to keep what we couldn't afford to lose. When we pool our resources with others we are able to prevent crisis and overcome catastrophe.

For this reason, we can feel overwhelmed and anxious when we lose coverage. The scarlet letters of 'high risk' lead to either denials of service or overly expensive rates. Regardless if this status resulted from past mistakes or undeserved tragedy, to be high risk is to face a troubling financial future.

Nova Scotia offers residents some unbeatable road trips. The diverse culture, fascinating history, and breathtaking natural wonders in our province mean there's a perfect road trip for everyone, from foodies to families, casual gardeners to avid artists.

Before you hit the open road to seek adventure, it's important to prepare so your trip will also be safe. Use these tips as you get ready for a fun road trip.

The radio plays your favourite song. You sing along, lightly drumming the steering wheel. You press the brake gently to stop at a red light. As you wait, you take a sip of coffee and take a look at your phone. You listen to an important voicemail as you drive off and finish your commute to work.

What you pay for car insurance depends on how high is your risk for theft, accidents, and other damages. While a wide range of variables contribute to your risk, auto insurance companies calculate their rates based on a short list of variables. Here are five of the most common factors (and three that may seem like they should affect your rate but don’t).

Keeping your car or motorcycle safe means more than just avoiding accidents with other drivers. Take an active role in the protection of your vehicle by reviewing these helpful tips from us at Eisenhauer Insurance.

Living in a rental unit may be lighter on your wallet, but you still need to have tenant insurance. You might think you don’t need it—after all; it’s not your house. You don’t own it, so it’s not your responsibility to protect it, right? Wrong.

You’ve known and loved your car for a long time. But when it starts to show its age, you may find you’re spending more time in the repair shop than you once did, or finding new rattles and squeaks that weren’t there before.

Does it often seem like you are continually paying for insurance coverage your employees never use? Obviously insurance is important and is something that should be purchased. The key, however, is to pick the right plan so that your business gets the right coverage without overpaying.

Road safety is important no matter what you drive, but motorcyclists should take additional precautions and be even more aware of their surroundings than automobile drivers are. Before you hit the road, here are a few tips for motorcycle safety you'll want to take to heart.

The time has come. You finally have the time and the budget to start that home renovation project you’ve been planning for years. Though you’re still in the beginning stages, but something in the back of your mind is telling you there’s a detail you’ve overlooked. What could it be?