7 Tips for Avoiding Hefty Halifax Home Insurance Claims This Winter

Your home is your castle. Your safe haven. Your protection against the freezing cold. But is it ready for winter? Frozen pipes can burst, roofs can leak and sidewalks can get slippery. A lot can go wrong when winter comes to Halifax. Don’t let a weather-related home insurance claim leave you out in the cold. Prepare for the worst of winter with the following tips:

1. Roof and Gutters

Debris in your roof’s gutters, like leaves and twigs, can build up and make it impossible for water to escape. Once the snow starts to fall, this can lead to damaging ice dams and then major leaks. Take the time to have your gutters cleaned and your roof inspected, so that you don’t end up having to call your Nova Scotia insurance company this winter.

2. HVAC System

It’s a good idea to have your HVAC system inspected before the freeze hits. If your heat isn’t working properly, it can lead to frozen pipes and all sorts of other problems. You should also have your air conditioning unit winterized, so that you can be sure it will work again come spring.

3. Check for Cracks

Make sure that your window and door frames are properly insulated against the cold. Frames and weatherstripping should be free from visible signs of cracks. A draft provides the perfect conditions for mould growth and also puts a real strain on your heating system.

4. Protect Your Pipes

Pipes can freeze and burst if not properly protected. Wrap pipes and supply lines in insulation to give them an added layer of protection against the freezing temperatures.

5. Free up Your Fireplace

Have your chimney cleaned and your fireplace inspected to reduce your risk of a fire. And make sure that your house or tenant insurance has you completely covered in the event of this nightmarish situation.

6. Prepare Paths and Walkways

Keep yourself, your family and your visitors safe by clearing all walkways leading up to your house. If someone gets hurt, it could result in a claim against your house or tenant insurance. Sprinkle salt liberally to avoid a spill.

7. Make Sure You’re Covered

Cover up from the cold with the right house or tenant insurance plan.

Don’t get left out in the cold. Call Eisenhauer Insurance and stay protected. We’re your Nova Scotia insurance brokers. Eisenhauer Insurance keeps you covered with home, condo and tenant insurance. Contact us today to learn more about the different types of home insurance that we offer, and come in from the cold!

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